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Pricing

Simple, honest pricing.

Start free and stay free as long as you like. Upgrade only when you want SinkWise thinking ahead for you — and cancel in one click whenever you don't.

Free
$0/ forever
  • Up to 10 sinking funds
  • Goals, target dates & progress rings
  • Saving insights & charts
  • Full activity history
  • No card required
Start free

The monthly plan starts with a 3-day free trial for new subscribers (one per customer). We collect your card at sign-up but don't charge you during the trial — when the 3 days end, Premium continues at US$8.99/month unless you cancel first, and if you cancel before the trial ends you keep Premium until its last day and are never charged. We email you about a day before the trial ends. The yearly plan has no trial and is US$89.64/year, billed once a year (about 17% less than monthly). Both plans include exactly the same features, are billed in your local currency at checkout, and renew automatically at the end of each billing period until you cancel. Cancel anytime from Settings → Manage Subscription; you keep Premium until the end of the period you've paid for. Payments aren't pro-rated or refunded for partial periods. See our Terms.

Less than one missed bill.

Premium costs about $2.30 a week. The first time SinkWise stops you claiming when you shouldn't, catches a debit before it bounces, or keeps a goal on track — it's already paid for the year.

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FAQ

Billing, answered.

Is the free plan really free?
Yes — completely. Up to 10 funds, charts and full history, with no card required and no time limit. Upgrade only if and when you want the Premium intelligence.
How do I cancel, and what happens when I do?
Cancel anytime from Settings → Manage Subscription — it's as easy as subscribing. Cancelling stops the next charge, and you keep Premium until the end of the period you've already paid for. You can also remove your saved card details in the billing portal. No lock-in, no exit fees.
What currency am I billed in?
The price is US$8.99/month, or US$89.64/year if you choose the yearly plan (billed once a year). Either way it's charged in your local currency at checkout via Stripe — your bank handles the conversion at the going rate.
Will my data carry over if I upgrade or downgrade?
Always. Your funds, history and settings stay exactly as they are. Downgrading simply hides the Premium tools — nothing is deleted, and your first 10 funds remain fully editable.
Is my financial data safe?
Your data is stored securely with per-user isolation, we never sell it, and we never use it for advertising. Full detail is in our Privacy Policy.

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