Start with simple, beautiful sinking funds for free. Upgrade and SinkWise starts thinking ahead for you — flagging crunches, tracking every bill, and telling you where your next dollar should go.
Up to 10 dedicated funds with goals, target dates and real-time progress rings. Each one completely separate — no mixing, no guessing.
Distribution, pace and timeline views render the moment you open the app — your whole saving picture, clear at a glance.
Every deposit and withdrawal, timestamped and searchable. Your complete saving record, always accurate.
These aren't generic tips. Every one runs on your real numbers and solves a problem people hit again and again.
Saving for a $3,200 trip in March while your $940 car rego lands the same fortnight? AI Insights sees the clash and tells you to top up the rego fund now.
The Bill Tracker lays out exactly what's leaving your account this week, so the $214 insurance debit never lands when you've got $190.
The Expenses Tracker reveals your subscriptions quietly total $96/mo, so you know your true cost of living — and what's left to save.
The What-If Calculator shows an extra $40/week gets your house-deposit fund done seven months sooner. See the trade-off, then decide.
The Cashflow Forecast projects your combined balance across every fund — so you know it dips to $380 in late March before a payment bounces.
Got $200 spare? Instead of splitting it evenly, SinkWise says put $150 on the rego due in three weeks and $50 on the holiday.
AI News gives you a daily, region-aware briefing on the rate moves, price shifts and policy changes that actually hit your budget — every figure cross-checked against multiple sources before you see it.
A Premium tool: enter a repair cost, your excess and your premium, and SinkWise works out whether claiming actually pays — and the exact repair amount where it finally becomes worth it. A decision people agonise over, settled instantly.
Get it with Premium →Most people don't realise a small claim can cost more in future premium than it pays out. SinkWise does the multi-year maths and gives you a clear verdict — claim it, or pay it yourself.
Start free. Upgrade the moment you want it thinking ahead for you.
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