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How it works

The big expenses aren't surprises.
So stop letting them feel like one.

SinkWise gives every irregular expense its own pot of money you fill a little at a time. Three steps, five minutes, and the bills you dread are handled before they land.

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01

Create a fund for the goal

Name it, set the amount you'll need, and pick the date it's due — car rego, Christmas, the next phone, a Japan trip. Each goal gets its own dedicated pot, so money for one thing never quietly disappears into another.

02

Save a little, on your pace

Drop money in whenever you get paid. SinkWise instantly shows your progress and tells you the exact amount per day, week or month to stay on track — no spreadsheets, no mental maths, no guessing.

03

Arrive ready, not rattled

When the bill lands, the money's already there. The progress ring fills, the stress doesn't. And with Premium, AI Insights warn you the moment a goal starts slipping — long before it becomes a problem.

Why it works

One pot per goal beats one big balance.

A single savings account hides the truth — you see one number and have no idea how much of it is already spoken for. SinkWise splits your saving into clear, named goals so you always know what's actually yours to spend.

No more mental accounting

Stop trying to remember that $600 of your "savings" is really for the car service. SinkWise remembers for you.

Know your exact pace

Behind by a bit? SinkWise recalculates the per-week number you need so you can course-correct early, not in a panic.

Less debt, less stress

When predictable costs are pre-funded, you stop reaching for the credit card — and stop paying interest on things you knew were coming.

Then it gets smart

Premium does the thinking for you.

Free keeps you organised. Premium adds the intelligence — AI Insights, bill & expense tracking, cashflow forecasts, and a tool that tells you exactly where your next dollar should go.

See what Premium unlocks →

Start saving with purpose

Free to create an account. No card required.

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