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✦ Premium

It's not more features.
It's a different level.

Free keeps you organised. Premium gives you a co-pilot — one that reads your real numbers, sees problems coming, and tells you what to do about them. All for less than one takeaway coffee a week.

Start 3-day free trial → See pricing
Free vs Premium

Same funds. 8× the room — and a brain behind them.

Free
10

sinking funds

Goals, target dates, progress rings, charts and full history. Everything you need to start saving on purpose — at no cost, forever.

✦ Premium
80

sinking funds — plus the intelligence

Room to organise every corner of your money, and an AI layer that turns all of it into clear, personal guidance.

What you unlock

The tools serious savers actually use.

Upgraded Home dashboard

Home becomes a full overview of your money — savings KPIs, recent activity, upcoming bills and shortcuts into every tool, not just a list of funds.

AI Insights

A Savings Health Score, Smart Alerts, goal-risk analysis and a plain-language summary that reads your numbers and tells you what to do next.

AI News

A daily, region-aware briefing on the money news that actually affects you — rates, prices and policy — with every figure cross-checked against multiple sources before it's shown.

Cashflow Forecast

A 30-, 90- or 365-day projection of your total balance across every fund — built from your real deposit history, not a guess.

Bill & Expense Tracking

Every recurring bill and subscription in one place — up to 80 of each — with due dates and totals, so nothing leaving your account is ever a surprise.

What-If Calculator

Model contributing more and see exactly how many months sooner you'd hit each goal — no spreadsheet required.

Streaks & Momentum

A 12-month deposit heatmap and streak tracker that keeps the habit alive — because consistency is what actually gets you there.

Contribution priority

SinkWise ranks your funds by urgency and tells you where the next dollar works hardest — targeted, never just split evenly.

Insurance claim tool

Enter a repair cost, your excess and your premium — SinkWise tells you whether to claim or pay it yourself, and the exact repair cost where claiming finally pays off.

Try it free for 3 days — then US$8.99/month or US$89.64/year.

Start the monthly plan with a 3-day free trial (new subscribers only). We take your card up front but don't charge you during the trial — cancel before it ends and you pay nothing; otherwise it's US$8.99/month. Prefer to commit? The yearly plan is US$89.64 once a year (about 17% less), same features, no trial. Either way it's billed in your local currency and you can cancel anytime in one click — you keep Premium until the end of the period you've paid for. No lock-in, no exit fees.

Start 3-day free trial →

Saving, with an unfair advantage

Try it free, upgrade when you're ready. Most people wish they had sooner.

Open SinkWise →