A small claim today can quietly cost you more than it pays back — most insurers raise your premium or strip your no-claims discount for years. Enter your numbers and SinkWise tells you whether to claim or pay it yourself, and the exact repair cost where claiming finally becomes worth it.
The true multi-year cost of a small claim
Exact break-even repair cost for claiming
One-tap fund for self-covering your excess
Start a 3-day free trial (then US$8.99/month, or US$89.64/year — cancel before the trial ends and pay nothing) to unlock the Insurance Claim Tool — plus AI Insights, AI News, Budget, Bill Tracker, What-If, Streaks, and more sinking funds.
See pricing →Free to create an account. No card required.
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